Top Reasons to Apply For Merchant Cash Advance

Small businesses are alive and flourishing. One of the reasons is the rise of alternative funding sources that help them get funds easily, with less hassle and with no need to furnish collateral. There are small business loans and there are unsecured loans for small businesses and then there are MCA.

What is a merchant cash advance?

It is an alternative method of finance for small businesses. It is primarily aimed at retailers, pharmacies, professionals, small manufacturers, restaurant owners and similar businesses that may face the occasional cash crunch. It is not for startups. Only those in business for a year or more with a turnover of $ 10000 in credit card sales are eligible. The only requirement is proof of identity, residence, ownership of business and bank statements and funds are made available in less than a week. Repayment is usually tied to credit card sales on a daily basis. The factor rate is rather high but bearable.

Merchant Cash Advance Business

Why should one apply for merchant cash advance?

Immediacy

As any small business owners know there are several occasions when cash is in short supply and one must get funds immediately. This happens when employee salaries are falling due or when vendors need to be paid while incoming funds may be delayed. Accessing merchant cash advance is the best option to get cash immediately and meet one’s commitment. It is better than having to seek loans from friends or relatives and remain obligated to them.

Merchant Cash Advance Business

Launch campaigns

Retailers and small businesses may wish to take advantage of festive seasons. In such cases launching a marketing campaign will net them more customers and generate more revenue. MCA funding gets them the money they need to launch campaigns, increase their market visibility and presence and garner a good share. Extra earnings always help repay the loan.

Expand activities

A businessman who stays content with his business is likely to stagnate and suffer. The expansion should always be an ongoing process for small businesses to grow into larger ones. Cash advances are the best way to finance such expansion activities. A businessman can move to larger premises, refurbish and renovate his existing premises, buy new equipment and generally increase the quantum of business. Expansion of activities will help him serve customers better and faster and earn their loyalty as well as recommendations.

Small Business Loans

Pay off debts

It may not seem like a good idea to go into debt by obtaining a cash advance in order to pay off a debt but debts can be restructured. If one is in a debt situation where the interest rate is killing then getting a loan at a much lower rate and on more favorable terms to pay off that debt is a wise decision.

There is no doubt that cash advance business is growing and providers like wscapnow.com are offering the best terms. Small businesses that would have gone under have survived and prospered. Businesses that would have stagnated have expanded and grown, thanks to small injections of cash at the right time.

It is easy to apply for Water Street Capital’s best merchant cash advance. Just fill in the form online and initiate the process. Our rep will take it from there.

A small business owner may be happy at the way his enterprise is operating. It is running along smoothly with no humps or dips in revenues. Should be continuing it is likely that at some point competition will overtake him. The right thing to do is to expand and grow. For this funding is necessary. Instead of dipping into his cash reserves or mortgaging his house or assets, a risky proposition, by the way, it is better he considers alternatives that will get him much needed cash to expand and grow his business.

Small Business Loans

One can opt for secured small business loans or for unsecured business loans. In the case of the former, the borrower must furnish collateral and enjoy a lower rate of interest. In the case of the latter, he does not need to furnish any collateral and pays a higher rate of interest. If his business is profitable he can generate extra revenues and pay off installments from earnings.

The process of obtaining a low-interest rate business loan is not easy. One has to put together a set of documents, something like a project report and then approach regular lenders like banks. It takes many visits and quite some time for the papers to be processed. Small business owners are so busy with their routines that they can hardly spare time for visits to the bank or hire a legal expert to be by their side.

Business Financing Loans

The better alternative for business owners who are hard pressed for time is to apply for a small business loan online. It is so easy and quick. A business owner can initiate the process using his desktop or laptop computer. The first step is to fill in the online form for small business funding on the website of wscapnow.com and submit a few details. In a couple of days, he receives a call from the lender and he submits scanned copies of a few documents. The only documents he needs to submit are already in his possession. These are bank statements for the past six months, proof of identity, residence, and ownership of business and that’s that. He does not need to prepare a project report or any mortgage papers or guarantor. The loan for small businesses is unsecured and lenders assess his integrity, advancing amounts based on their assessment. In less than a week he can get funds deposited in his account and finance his growth or expansion program.

Unsecured Business Loans

The best thing about loans for small business from wscapnow is that even those with marginal or bad credit are eligible. The only requirement is that the business should be up and running and should have a minimum turnover of at least $ 10000. With a proper plan, he can use the funds for increased revenue generation, repay well ahead of time and grow as well as improve credit scores. Even those with excellent credit will find this line of finance most suited for rapid expansion plans.

Apply now to water street capital. Just fill in the form online and initiate the process or you can check the PDF form. For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Blog source: http://www.wscapnow.com/blog/5-key-steps-to-get-a-small-business-loan/

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Get Risk Free Loans for Your Small Business

Business can never be successful without financial aid. Investment in business is a must. Even if you have some savings, it is better to forget about it. Instead, go for the trade loans from financial institutions and banks. This will be convenient and profitable for the businessmen. Do you think a loan is a risky product? Don’t worry at all. The representatives at small business finance institution will provide each of you with the risk-free loan. Every businessmen and partner have big dreams. But these dreams cannot be fulfilled without appropriate funding.

How is small business loan risk-free?

If you have nothing as a security, the loan disbursing company will ask for the property. This means you have to keep your property paper as the mortgage in exchange for the loan. This really very risky as the bank or the financial institution will take away your property if you fail to repay the business loan amount back. There will be risk factor even if you fail to pay once or twice. But the small business loans are totally risk-free. You don’t need to keep any property papers as the mortgage. But the financial company will make sure that you are paying the loan amount in regular installment. There are a lot of sources to get a loan at a rate this is affordable.

Small Business Funding

Varied purpose of small finance loan –

You can now get such loans for many purposes. Following are a few of the reasons for which the loans are required

Financing project –

Each and every business house boasts of a target. For example, if you are dealing with garment supply, orders from the clients will be mandatory. Once you get the project, funding is required. This is the time you will require the small business loans. You have to purchase the material and then sell.

Finance for equipment –

Some businessmen also deal with the equipment. If you are one among them, loans for the equipment finance is an important fact. The microfinance companies are here to satisfy your unique needs. You can take the loan for your raw material purchase.

Operation cost –

If you are running a business, definitely you must have an office. There are so many operational expenses you need to bear in an office set up. Do you have salaried employees? Even if your business runs in no profit for few months, you have to continue paying them a salary. The rent of the establishment, electricity bill, telephone bill as well as the office maintenance costs must be borne. The small business funding providing institutions can help you in paying such expenses.

Small Business Loans

The above points are enough to know the finance requirement in a business firm. There is no security need for such type of loans. You can now get in touch with the financial institutes on the web (online). There will be no worry in business with such loan and flexibility of repayment.

Apply now to water street capital. Just fill in the form online and initiate the process. Our rep will take it from there. Let’s get started today for a brighter tomorrow. Contact us today!!

Blog source: http://www.wscapnow.com/blog/get-risk-free-loans-for-your-small-business/

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Basic Facts on Business Financing Services

Savvy businessmen rely on the dictum “other people’s money” to move ahead and up the business ladder. Which is why, even if they have property or assets, they do not sell it to raise money in order to start a business or to meet needs of funds when they are up and running but come up against bumps. They may mortgage assets and get loans or, better still, opt for unsecured loans from various sources. A whole world of business financiers is waiting for businesses to knock on their doors and ask for funds. Why way to go?

SBA Financing

If time is not of the essence then SBA loans are the way to go. These are government backed loans with the low rate of interest. One can get a loan under 7A program for special requirement, access the microloan program for short-term requirements or go in for CDC/504 loan program for long-term financing for expansion or modernization. The downside is that one must be prepared for paperwork and delays.

Business Financing Loans

Working capital financing and order purchase or bill purchase

This type of financing gets money in the hands of a small business owner against orders he has received or bills he has received or just a rolling sort of credit for working capital. The downside to this is a high rate of interest.

Merchant cash advance

Lenders usually advance amounts to businesses that are already in existence and link repayment to daily card sales at a usurious rate of interest that could be as high as 50%.

The downsides to the above forms of business financing services are that either there is a delay in obtaining cash or one has to be prepared to pay a high rate of interest. On the other hand, there are easier methods of obtaining finance such as business financing by wscapnow.com, a painless and quick procedure to help cash-strapped businessmen get the vital oxygen to help them breathe easy.

Financing is more than just providing funds. Small business owners usually lack a solid business plan based on business intelligence or future thinking because they are too busy running a day to day operations. If they need cash they borrow and repay, even if it means shelling out more interest than they should. Wscapnow helps businessmen not only with cash but with guidance that will take them to the next level, which are growth and a healthy bottom line.

Small Business Loans

One can opt for merchant cash advance but at a much more considerate and reasonable factor rate, with no upfront processing fees or any unpleasant hidden charges. One can ask for a small business loan on soft terms and get it on repayment terms of 1 to 3 years. There is no need to have an exemplary credit history, furnish collateral or undergo extensive paperwork. Experts guide borrowers on what will be best and if MCA suits them, then they provide card processing terminals at no extra cost. Lenders who work on the premise that it is not worth killing the goose that lays the golden egg do prosper along with their clients.

Apply now to water street capital. Just fill in the form online and initiate the process. For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

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Business Financing Services – A Brief Introduction

For small business owners the going can be quite tough when it comes to financing but not an impossible task. Savvy businessmen find out the best sources of finance and leverage them to grow using the basic principle of “other people’s money”. The trick is to get finance at the lowest rate and on the best terms, which means looking at various business financier and their services.

There are different kinds of business financing services that small business owners can turn to for their requirement of funding. One is the secured funding for which a borrower usually furnishes a guarantee and collateral. The interest rate is low and repayment may be extended over 3 to 5 years but it takes time for applications to be approved. Banks may even reject applications. The second type of business funding service is one that offers unsecured business loans and cash advances.

Small Business Loans

Even in this category, there are differences. One financing service for small business may offer unsecured advance or loan but repayment may be strict, the interest rate may be cripplingly high and they may add their own “fixed” charges. More reasonable services offer flexible repayment terms, affordable interest rate and may even waive fixed fees. After all, they are making money from interest are they not?

There is more flexibility in financing services for small businesses. Lenders may advance a lump sum amount. Repayment may be linked to daily credit card sales as in the case of MCA, or one can negotiate a fixed monthly interest. The Rate of interest may be fixed or may be variable. Borrowers can also seek alternate funding methods from such services. This can be in the form of invoice credit. Invoices may be outstanding and lenders will advance cash against such outstanding invoice, which, when paid, are credited to the borrower with the lender taking back the amount he advanced plus charges.

Business Financing

Borrowers can even look at various other options if they are not in immediate and dire need of cash from business lending organizations. For instance, one can arrange a line of credit, which means the borrower need not withdraw the amount sanctioned immediately but has it on hold should ever need it such as making payments for purchases as and when required. Borrower benefits since he does not have to divert funds from routine cash flow to fund purchases and he can make payment in installments or pay the entire amount after a fixed period during which time he can utilize his funds for revenue generation. Business advances also consider requests for cash to finance marketing campaigns, renovation of premises, purchase of equipment and other needs. The cost of money is high in unsecured methods but, if a savvy business owner plans it right, he can well afford it and also make a profit by the infusion of cash.

One can get small business financing services from wscapnow.com, with access to expert consultation to help plan a business better and grow.

apply now for Business Financing

Apply now to water street capital. Just fill in the form online and initiate the process. For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Blog Source: http://www.wscapnow.com/blog/

Best Realistic and top ways to Fund for Your Small Business

No doubt, it needed money to make more money! It is more vital when considering business funding. This funding process includes getting a cash to start a business, which can sometimes be a challenge. The traditional means to get it done is consulting a bank but it seems tough, as they do not lend money to the business owners who have no appealing assets.

To make it simpler he can consult various companies who are providing reliable solutions online for such issues. Multiple companies understand that small- scaled and medium-sized businesses at times need immediate access to money for keeping their regular operations running smoothly and as professionally as possible. He can consult them to make his Small Business Funding much easier like never before.

business-financing-loans

Every business needs funds for existing in corporate market, no matter whether it is a small or big scale company. For a small business, there is a drawback that they do not have strong background or working history like a brand. All this make it complicated for people to gather funds. Apart from this, some top online companies are providing quick fund for their customers. He can utilize their services and facilities to start with what is necessity.

Essential factors necessary for business funding:

Numerous factors would help him to get desired money with complete ease. Considering such factors, he can access the loan without having any problem.

  • Have complete knowledge about the authentic investment you need.
  • Keep in mind that small business requires much patience.
  • He needs to be single-minded to do well in his line of business and stay focused to achieve the targeted goal.
  • Patiently plan the funding strategy in a manner that things will go on the way he wants them to.

Services offered by funding companies:

The companies, which are providing online help in form of funds are also have appointed experts to guide their clients or business owners. Firstly, they do not play partial and offer funds for both big and small businesses, which is really admiring. Secondly, they have expert persons to guide him what suits his business accurately. Their consultant will hear and understand all the business requirements and caters the entire needs.

small-business-finance

If found something which is going in a wrong way or may be going wrong in future, they immediately warn him and consult better idea. It is not necessary to invest according to them only but consulting is surely not harmful. Overall, there are many alternatives to gather funds for starting a business with strong backups. You just have to select the company or group who can believe your ideas and help you out by providing essential funds.

Earlier, it was little hard to get loan for small businesses but at present several companies makes it easier. He can easily confer with their agents and get perfect solutions for various problems. Hence, Small Business Funding is not a big issue for him.

Get Quick Funds for Your Business Easily From Water Street Capital

small-business-funding

Who we are

Water Street Capital is a financing company that provides finances to more than one thousand organizations in several industries including retailers, hotels, medical, wholesalers, manufacturers, and more.

We proudly boast of being one of the market leaders in the financing industry. We have been providing the much needed capital to the small to mid-sized businesses. Years of hard work, experience, and knowledge has made us one of the preferred choices of many businesses across the United States. We are considered to be a very reliable financing service provider.

We understand that different businesses have different needs – no one size fits all. This is the reason why we have designed custom financing programs for different types of businesses. In this way we are able to cater to the needs of lots of businesses effectively. We want to make sure that no business must stop because of lack of finances. We are known to be flexible with our financing plans. This is one of the reasons why we are trusted so much by the various organizations.

small-business-funding

We use the most recent technologies. Our finance management system is top-notch. Our employees are highly skilled and motivated. They are dedicated to providing the best quality services to our patrons. We have also paid special attention to our customer service. We want to make sure that all the questions of our customers are answered and every grievance addressed in the most effective manner.

Our business headquarter is in the New York City. However, we are able to provide the capital services throughout the US with the help of our network of affiliates.

What we do

We provide quick working capital to the businesses. Whether you are looking for business development, discounted inventory, advertising, payroll, hiring new employees, or equipment purchases, we provide capital for all your needs. Water Street Capital can provide the capital amount of as much as $500,000 and in no more than 3 days. Your business only needs to have a minimum gross sale of $10,000 per month.

We have tried to make the whole process very simple. You just need to fill out the application, which will go through the decision process. The approval process usually does not take more than 24 hours. Once approved, you receive the funds within 3-4 days.

You do not need to pay any application fee. You can apply to find out how much capital your business is currently eligible for.

business-financing-services

Why choose us

There are many reasons why you would want to choose us. Our approval process is fast. So, if you are in need of quick cash you can be funded within 3-4 days. Also, we do not require any collateral from you.

What’s even more incredible is the fact that you do not require an outstanding credit history to qualify for the loan. You will also not need to write any check to us.

Eligibility criteria are also very simple. If you would compare our company to other financial institutions you will find that it is much easier to get the quick funds from us.

For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161. Apply now for Business Financing Loans.

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Original Source: http://www.wscapnow.com/blog/